Ashtabula County Homes under $400,000

Welcome to Ashtabula County, Ohio, a hidden gem nestled along the shores of Lake Erie, where picturesque landscapes and small-town charm create the perfect backdrop for your dream home. Known for its rich history and vibrant community, Ashtabula County is a delightful blend of natural beauty and friendly neighborhoods, making it an ideal place for families, retirees, and everyone in between.

Ashtabula County boasts a diverse array of homes available for under $400,000, making it an attractive option for those seeking affordable housing without sacrificing quality or comfort. Whether you're looking for a cozy cottage, a spacious family home, or a charming bungalow, you'll find a plethora of choices that cater to various lifestyles and preferences. Many of these homes feature modern amenities, beautiful outdoor spaces, and proximity to local attractions, ensuring that you can enjoy all that this wonderful region has to offer.

In addition to its affordable housing market, Ashtabula County is renowned for its stunning parks, scenic vineyards, and vibrant cultural scene. Explore the breathtaking views at the Geneva State Park, savor a glass of local wine at one of the many wineries, or take a leisurely stroll along the historic Ashtabula Harbor. With a strong sense of community and a variety of recreational activities, Ashtabula County is not just a place to live—it's a place to thrive.

Discover your perfect home in Ashtabula County today, and embrace the lifestyle you've always dreamed of!

Newest Ashtabula County Homes under $400,000

$194,900

2 Beds ⋅ 1 Baths ⋅ 5250429 MLS

Welcome to 4605 New London Rd, a charming Cape Cod set on 0.91 acres in desirable Saybrook Township—where timeless character meets thoughtful updates and room to breathe. Inside, the home is filled with details you rarely find today: original hardwood floors, oversized wood trim, solid wood doors, graceful arched openings, built-in cabinetry, and a beautifully finished stone fireplace that creates a warm focal point in the main living area. The spacious upper level adds valuable flexibility and could serve as a third bedroom, home office, family room, hobby space, or additional storage. Major improvements provide peace of mind, including a new septic system in 2022, updated electrical panel in 2023, newer shingle roof, gutters, vinyl siding, vinyl windows, and glass-block basement windows. The home also offers the convenience of city water and natural gas. Outside, nearly an acre gives you the best of both worlds—the backyard is partially cleared and partially wooded, creating space for entertaining, gardening, pets, recreation, or simply enjoying the privacy of the trees. A large detached garage provides plenty of room for vehicles, tools, lawn equipment, and additional storage. With classic Cape Cod character, important updates already completed, flexible living space, and a beautiful nearly one-acre setting, 4605 New London Rd offers a rare opportunity to enjoy space, charm, and convenience in Saybrook Township.

4605 New London Road, Saybrook

$159,000

3 Beds ⋅ 2 Baths ⋅ 5249769 MLS

Looking for a home that checks the boxes without breaking the bank? Welcome to this move-in ready 3-bedroom, 2-bath home in Ashtabula?s Harbor area! Featuring a convenient first-floor bedroom and full bathroom, this home offers flexibility for first-time buyers, downsizers, guests, or anyone looking for easy one-floor living. Upstairs, you?ll find two additional bedrooms and another full bathroom. The spacious kitchen and dining area provide plenty of room to cook, gather, and entertain. Outside, enjoy your own private backyard with a shed, plus a detached 2-car garage for parking, storage, hobbies, or your next project. Conveniently located in the Ashtabula Harbor, one street from the Historic Bridge street. This home offers the space and functionality you?ve been looking for without the hassle of starting from scratch. Move-in ready and ready for its next owner! Don?t wait?schedule your private showing today and come see everything this home has to offer!

1227 W 3rd Street, Ashtabula

$220,000

3 Beds ⋅ 1 Baths ⋅ 5249669 MLS

If you’ve been looking for character, practical space, and a great yard, this home checks all the boxes. The main level features a natural, effortless flow moving seamlessly from the entry / bonus room into the main living room, kitchen, and dining area. Off the back, French doors open out to an oversized deck designed for outdoor dining, grilling, or relaxing in your own private corner nook. Beyond the deck, mature trees frame an expansive side yard that offers a cool, shaded retreat with plenty of room to spread out. A deep driveway leads to the detached two-car garage, giving you all the vehicle parking, workshop, and storage space you need. Conveniently located near town amenities, Lake Erie, and local wineries, this home delivers comfort, space, and easy living.

449 N Broadway, Geneva

$349,900

3 Beds ⋅ 2 Baths ⋅ 5249558 MLS

Welcome to this beautiful Cape Cod located in the desirable Elliott Allotment in Jefferson Village! Relax on the inviting front porch before stepping inside to a home filled with character, space and thoughtful updates. Just off the foyer is a home office featuring hardwood floors and a full wall of built-in bookshelves. The spacious living room offers hardwood floors and a cozy brick gas fireplace. The eat-in kitchen features a pantry, breakfast bar, updated countertops and flooring, and opens to a wonderful family room with cathedral ceilings overlooking the beautiful backyard. Step outside to the paver patio—perfect for entertaining or relaxing. A convenient half bath completes the main floor. Upstairs you'll find 3 bedrooms with plenty of storage and a full bath. The full basement provides even more storage and tons of potential for additional finished living space. One of the highlights is the HUGE 4-car garage with an overhead storage room accessible from both the garage and second floor! Additional storage is available in the 16x24 barn-style shed. Updates include Leaf Filter gutter guards, Shaw hardwood floors, garage expansion, family room and patio (2014), kitchen and bath flooring and kitchen countertops (2018), Trane high-efficiency furnace with Alpine air filtration (2023), Trane central air (2024), Generac whole-house generator (2025), whole-house humidifier (2026), and emergency hydro-powered sump pump backup. Located near the schools and close to Lake Erie, Geneva-on-the-Lake and over 30 wineries. This Jefferson Village home offers charm, storage, major updates and an incredible garage—don't miss it!

55 Woodside Avenue, Jefferson

$39,900

6 Beds ⋅ 2 Baths ⋅ 5250340 MLS

Welcome Home! This vinyl-sided, 1,796 sq. ft. home offers 6 bedrooms and 2 full baths with plenty of space and potential for a growing family, investors, or buyers looking to add their own personal touches. The main floor includes a spacious kitchen, comfortable living room, formal dining room, a first-floor bedroom, and a full bath, providing convenient one-floor living options. Upstairs, you'll find additional bedrooms including a tandem 6th bedroom located off the 5th bedroom, offering flexibility for a home office, nursery, playroom, or walk-in closet, and a 2nd full bath. A full unfinished basement houses the gas forced-air furnace and water heater, and plenty of storage space, while city water, city sewer, and natural gas service add to the home's everyday convenience. Situated on a 50' x 76' lot, the property features a fenced backyard perfect for pets, gardening, or outdoor enjoyment. Relax on the inviting front porch with your morning coffee and watch the neighborhood come to life or unwind at the end of the day as the world goes by. The home is just a few miles South of the beautiful Lake Erie shoreline, docks and beaches and offers convenient access to I-90 for commuting and travel throughout Northeast Ohio. With solid bones, generous living space, and plenty of opportunity to customize to your taste, this property is a great value and ready for its next chapter. Don't miss your chance to turn this spacious house into the home you've been dreaming of!

543 W 40th Street, Ashtabula

$36,400

3 Beds ⋅ 1 Baths ⋅ 5250229 MLS

Great opportunity to buy this 2 story fixer upper located in Ashtabula, OH and sitting on a 36x69 lot. The interior has 1248 sq. ft. with 3 bedrooms and 1 bathroom plus a full basement.

418 W 34th Street, Ashtabula

$49,000

2 Beds ⋅ 1 Baths ⋅ 5249971 MLS

Nice opportunity for an owner willing to put in some time and effort - great starter, flip or rental possibility! Conveniently located in the Village of Rock Creek, this bungalow offers a large lot (3/4 acre), a great back yard, a detached one car garage and an additional 2 sheds to store your extras. The 24 x 10 shady front porch is the perfect spot for relaxing and grilling. The first floor features your living room, full bath (w/shower only), the large laundry and a nice sized eat in kitchen (stove and fridge are staying). The 11 x 10 area at the top of the stairs could probably be utilized as a second bedroom or use it as a handy home office area. There is an old water well on the west side of the house; great for car washing or gardening! Square footage is estimated, based off the Auditor's site plus the 2nd floor measurements. LOW taxes and the woodburner contribute to some very affordable living costs and the Greenway Trail is just a couple hundred feet from your driveway! Note: Water is currently turned off due to a leak near the meter and the woodburner is the sole heating source. Cash or conventional will probably be the way to go on this one.

2605 E Water Street, Rock Creek

$299,900

4 Beds ⋅ 3 Baths ⋅ 5249310 MLS

The one you've been waiting for! Welcome to this spacious 4-bedroom, 3-bath home nestled on just under 3 acres in Monroe Center, Conneaut. Offering the perfect blend of comfortable living and peaceful surroundings, this property is ready for its next owner. Inside you'll enjoy a spacious living room featuring a cozy wood-burning fireplace, perfect for relaxing on cool evenings. The large eat-in kitchen offers plenty of room to gather, with a conversation island and beautiful views of the surrounding woods. Four bedrooms, and 2 bathrooms on the main floor. The walkout basement provides a 3rd full bathroom, even more living space, and offers flexibility for a recreation room, home office, guest space, or whatever suits your needs. Outside, enjoy the privacy and natural beauty of nearly three wooded acres—an ideal setting for relaxing, entertaining, or simply enjoying the peaceful surroundings.

5107 Monroe Center Road, Conneaut

$219,900

3 Beds ⋅ 2 Baths ⋅ 5249908 MLS

Located on a .81 Acre lot, this home has an updated kitchen with granite and subway tile. Laminate flooring throughout the first level, bonus office upstairs, newer windows, air and furnace. Unfinished basement, Front porch, vinyl siding and back patio, 12-month home warranty. All Appliances Stay.

180 S Ridge Road W, Geneva

$229,900

2 Beds ⋅ 2 Baths ⋅ 5249607 MLS

Spectacular Lake Erie Waterfront Condo featuring the most gorgeous views! Make this spacious, move in ready, fully furnished, 2 Bedroom, 2 bathroom condo YOURS and start making memories to last a life time! Whether you are looking for a year round residence or summer/weekend getaway NOW is the perfect time to make your move and take advantage of 2026 pricing. You'll get settled in during the beautiful fall and winter months and really enjoy the Summer 2027 lake season! This beautifully maintained 2-bedroom, 2 full bath condo offers the ideal blend of comfort, convenience, and Lake Erie waterfront living! Wake up to breathtaking lake views in a bright, open-concept space filled with natural light. The spacious living area flows seamlessly onto a private balcony. The kitchen is thoughtfully designed with ample cabinetry, making it easy to entertain or enjoy everyday meals. The primary suite provides a peaceful retreat with serene views and a full en-suite bath and large walk in closet, while the second bedroom and additional full bath offer flexibility for guests, family, or a home office. The Furnace and Central Air unit were replaced in 2022. The stackable washer and dryer will remain. With low-maintenance living and access to desirable community amenities ownership at Mariners Point also allows you to enjoy a large heated pool, beautiful private beach with breaker walls and a newly renovated Club House with outdoor grills for private parties! The stairs to the beach include several sitting areas to take in the amazing views. Located next door to Saybrook Township park and just minutes away from Geneva on the Lake, Historic Bridge Street in Ashtabula Harbor, and many fine dining locations you can spend less time on upkeep and more time enjoying everything lake life has to offer. Don’t miss this opportunity to secure your spot on the water and be ready to make the most of of your new LAKE FRONT LIVING lifestyle!

6035 Lake Road W Unit 425, Ashtabula

$315,000

3 Beds ⋅ 2 Baths ⋅ 5249446 MLS

Retirement by the lake, a weekend retreat, or a lucrative Airbnb opportunity... this exceptional Lake Erie home offers it all! Enjoy beautiful lake views, private lake access and a boat launch just seconds from your door, all within a welcoming lakeside community. Even better, the home is offered fully furnished with brand new furniture, creating an incredible turnkey opportunity for convenience. Completely renovated down to the studs (2024), no detail was overlooked. Improvements include every cosmetic feature, electrical, plumbing, mechanicals, roof, siding, windows, gutters, generator, driveway and outbuilding, along with tremendous insulation that provides year-round comfort and low utility costs. Inside, thoughtful finishes like life proof LVP flooring and custom cabinetry and closets create a polished, modern feel throughout. You will love the open concept layout with views of the lake from the kitchen and living room. The incredible custom-made kitchen offers ample cabinetry and gorgeous granite counters with smart appliances and under cabinetry lighting along with a moveable island seating up to 8 people! The bathrooms are beautiful with built in linen closets and the master offers a private full bathroom with a walk-in shower! The three bedrooms are positioned perfectly for nice space and maximized closets. For even more desirability, there are also numerous dimmable light fixtures, ceiling fans, and Bluetooth speakers. Quality window treatments add the finishing touch, and a huge attic provides an abundance of additional storage. Outside, enjoy a freshly sealed asphalt driveway, versatile 12x 12 outbuilding and the relaxed atmosphere of lakeside living. Just minutes from Saybrook Township Park and 5 minutes from Geneva on the Lake. The property has also proven to be an attractive Airbnb with numerous summer bookings, offering exciting income potential. Completely renovated, energy efficient and steps from Lake Erie, this is a must-see property.

2423 Linwood Drive, Ashtabula

$190,000

3 Beds ⋅ 1 Baths ⋅ 5249608 MLS

Welcome to 1801 Myrtle Avenue, a spacious and well-cared-for Colonial offering a flexible floor plan and plenty of room inside and out. The main level features an open-concept kitchen, dining, and living area, with updated cabinetry, countertops, flooring, and stainless steel appliances. An additional family room provides even more living space, while a large first-floor bedroom and first-floor laundry add extra convenience. Upstairs, you'll find two generously sized bedrooms. Outside, enjoy a large fenced-in backyard with a patio perfect for relaxing or entertaining. A standout feature is the oversized 2+ car detached garage with higher ceilings and an oversized garage door ideal for larger vehicles, boats, storage, or workshop space. Additional updates include updated electrical and newer windows. With its spacious layout, large yard, and unique garage setup, this home has plenty to offer!

1801 Myrtle Avenue, Ashtabula

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